The honest comparison
When we are the right buyer.
If listing with an agent is the best option for you, we will tell you. Below is a direct comparison.
| Listing w/ agent | iBuyer (Opendoor/etc.) | Wholesaler | Saving Grace (us) | |
|---|---|---|---|---|
| Net % of fixed-up value (typical) | 88–95% | 82–88% | 55–70% | 70–80% |
| Time to close | 45–90 days | 14–30 days | 7–30 days* | 7–14 days |
| Repairs required | Often | Sometimes (post-walkthrough adjust) | No | No |
| Showings / open houses | Yes | No (mostly) | Maybe | No |
| Flexible options (Sub-To, Novation, Cash) | No (buyer financing) | No | Sometimes | Yes (Sub-To, Novation, or Cash) |
| Closing certainty | Buyer financing risk | Higher | Lower — many fall through | Higher (proven funding, no surprises) |
| Who you talk to | Agent | Call center | Often anonymous | Jay or a team member |
* Wholesaler "close" times are misleading — many wholesale contracts never close because the wholesaler can't find an end-buyer. Public sources: ProPublica (Opendoor), BBB complaint corpus 2023–2025, NCDOJ scam advisories.
List with an agent if…
- The house is in good shape (or you can fix what's needed in 30–60 days).
- You can wait 60–120 days for the right buyer.
- You're not under a deadline (foreclosure, tax sale, probate timing).
Sell to us if…
- You need certainty on a date — and a date you choose.
- The house needs work and you don't want to hire someone or do it yourself.
- You don't want strangers in your house.
- You are on a timeline (foreclosure, tax sale, probate, life change).
- You'd rather take 10–15% less to know it's done.
Avoid iBuyers + most wholesalers if…
- You can't tolerate price changes at the closing table.
- You're not comfortable with an anonymous LLC handling your house.
- You want a human to call, not a chat window.
Compassionate. Confidential. No pressure.
When you're ready
Share a few details. We listen first, then walk through what's possible — at your pace.